PCI Compliance Certification Process & Requirements Checklist | 21 Things to Know

PCI Compliance Certification Process & Requirements Checklist | 21 Things to Know

Materdei Consulting, LLC offers an in-depth PCI compliance certification process & requirements checklist with 21 things that both merchants and service providers need to know regarding the Payment Card Industry Data Security Standards (PCI DSS) mandates.  With almost every type of business now required to become PCI DSS compliant, here’s what you need to know:

1.  Determine the appropriate merchant and/or service provider level. Ok, so you’ve been politely informed and summoned that you’ll need to become compliant with the Payment Card Industry Data Security Standards (PCI DSS) provisions. Well, welcome to the world’s largest regulatory compliance mandate, one that’s requiring millions of businesses all throughout the globe to become PCI DSS compliant.

It’s probably not the welcome you’re wanting, but that’s business, so the first thing you’ll need to do is determine if you’re a merchant or a service provider, and then determine what “Level” you are in terms of assessing for PCI DSS compliance.

For the purposes of PCI DSS compliance, a MERCHANT is defined as any entity that accepts payment cards bearing the logos of any of the five members of PCI SSC (American Express, Discover, JCB, MasterCard or Visa) as payment for goods and/or services. Note that a merchant that accepts payment cards as payment for goods and/or services can also be a service provider, if the services sold result in storing, processing, or transmitting cardholder data on behalf of other merchants or service providers. Common examples of MERCHANTS are the following: e-commerce sites, restaurants, grocery stores, traditional brick-and-mortar stores (i.e., dry cleaners, etc.).

For the purposes of PCI DSS compliance, a SERVICE PROVIDER is business entity that is not a payment brand, directly involved in the processing, storage, or transmission of cardholder data on behalf of another entity. This would include businesses that provide services that control or could impact the security of cardholder data. Examples include managed service providers that offer managed network security and other services as well as hosting providers and other entities.

If an entity provides a service that involves only the provision of public network access—such as a telecommunications company providing just the communication link—the entity would not be considered a service provider for that service (although they may be considered a service provider for other services).

2. Determine which Self-Assessment Questionnaire to use. Thankfully, the vast majority of the millions of North American merchants and service providers can actually self-assess when it comes to the Payment Card Industry Data Security Standards (PCI DSS) mandates. Sure, it’s a time-consuming task, but thank your lucky stars you don’t have to perform the much-dreaded PCI DSS Level 1 onsite assessment via a PCI-QSA; these are often very time-consuming and costly.

But the SAQ’s are not a walk in the park – not at all – as many of them can be incredibly time-consuming and operationally taxing. You may need to reach out to a PCI DSS expert in helping assess and determine which SAQ to actually use, and that’s a service we offer, so contact us today at pci@pcipolicyportal.com. You’ll need to visit pcisecuritystandards.org to obtain all the relevant documentation for PCI DSS compliance, especially the Self-Assessment Questionnaires

3.  Download the official Self-Assessment Questionnaires (SAQ) and Attestation of Compliance (AoC) forms from pcisecuritystandards.org. Again, visit pcisecuritystandards.org and download the applicable SAQ documents. What’s nice about the material is the first few pages will give you a series of bullet points for ensuring you meet the stated criteria of being allowed to use the SAQ document.

If you cannot affirm to each of the bullets 100%, then you have the wrong SAQ, which means move on until you find the right one. Often times, the “right” SAQ is SAQ D, the longest and most complex of all the Self-Assessment Questionnaires. The SAQ platforms that you can assess against consist of the following:

Each of the applicable SAQ documents can be instantly downloaded at pcisecuritystandards.org today.

4.  Review the applicable SAQ documentation. You’ll need to spend time actually reviewing and reading through the entire SAQ document, from page 1 to the very end, and that’s because it’s the only way to truly understand your reporting requirements. Remember, PCI DSS compliance is about putting in place necessary policies, procedures, and processes, so thinking about each mandate in terms of the three (3) P’s is highly essential, no question about it. You may need to hire an external consultant as the SAQ documents can be complex and challenging at times, so keep this in mind when working through them.

5.  Purchase PCI Policies and Procedures from pcipolicyportal.com. Compliance with the Payment Card Industry Data Security Standards (PCI DSS) requires an exhaustive amount of documentation to be in place – specifically, information security and operational specific policies and procedures directly applicable to the PCI DSS standards – and our documentation is directly mapped to each of the twelve (12) PCI requirements, making the creation of all necessary PCI policies and procedures that much easier.

Forget about high-priced consultants, using our templates will save you a tremendous amount of time and money, no question about it. Visit pcipolicyportal.com to learn more about the world’s leading PCI policies and procedures.

6.  Get compliant. Okay, sure getting compliant is easier said than done, but it means now’s the time for rolling up those sleeves and incorporating the necessary policies, procedures, and processes into your internal control environment. This means spending time and remediating items that were found during the scoping & readiness assessment, from missing policies and procedures to improperly functioning internal processes.  This “can” be a time-consuming task, it all depends on the maturity and overall posture of your current control environment, so get help from PCI DSS experts if you need it.

7.  Conduct Vulnerability Scans and Penetration Testing, if Necessary. Depending on what your exact reporting requirements are for the Payment Card Industry Data Security Standards (PCI DSS), you may have to perform vulnerability scanning and penetration testing. If so, you’ll need to not only source out a quality vendor helping set up, establish, and perform such services, you’ll also need to make necessary cultural changes internally for ensuring such scans become a fixture in your I.T. 101 best practices posture. Companies loathe compliance, and understandably so, but it’s the world we all live in, so keep this in mind with PCI.

8.  Complete the Attestation of Compliance. Simply known as the “AoC”, the “Attestation of Compliance” is looked upon as the short form document signifying PCI DSS compliance. In an industry that has seen all types of plaques, certification logos and other interesting documents and materials developed showcasing PCI compliance, the only true and credible document for validating PCI compliance is the AoC. There are many pretender documents, so be careful when you start requesting PCI compliance from somebody, and when you undertake your own PCI DSS compliance efforts.  The AoC can be downloaded at pcisecuritystandards.org today.

9.  Stay compliant. PCI compliance is never one-and-done, it’s a moving target which requires a constant effort by you for staying abreast of your policies, procedures, and processes. Call it “continuous monitoring” – the essential initiatives you need to put in place for continuing to be PCI DSS compliant. You’ll need to assign an internal champion for helping drive this mandate throughout your business, so keep this in mind.

10.  Practice what you preach. It’s great if you develop all the necessary policies and procedures for PCI DSS compliance, but just make sure that whatever is in writing is also something you perform on a daily basis. Take a good, hard look at your documentation and ask yourself the following: “Are we as an organization really doing all these things and following these policies?” If not, then you have two (2) big problems.

The first being that you’re really not up to par on your information security and operational best practices, and that’s not good. The second is that you’ll most likely fail an actual PCI DSS audit by a Qualified Security Assessor (QSA) and that’s not good either.  Documentation is important for compliance, but it’s more important that you actually follow and adhere to the policies and procedures.

11.  Documentation is Essential for PCI Compliance. As just stated, documentation is absolutely critical for PCI DSS compliance. How critical? Let’s just say that information security policies and procedures account for approximately 25% to 40% of becoming compliant! Yes, that much, and it’s why finding a high-quality, well-written set of PCI DSS policy templates is critical – and absolutely essential – for PCI DSS compliance. com has been the world leader in PCI DSS documentation since 2009.

12.  Your Policies must be Well-Written and High Quality.  There’s two main reasons for this. First, auditors will inspect them to ensure they meet the overall intent and rigor of the actual Payment Card Industry Data Security Standards (PCI DSS). Second, auditors will then test to ensure that the actual policies, procedures, and processes are being followed. Well-written policies that are adhered to by employees will result in a clean bill of health from a PCI-QSA. Therefore, it’s important to spend time authoring high-quality documentation for PCI DSS compliance, no question about it.

13.  Sourcing Templates is the Best Avenue to take. Why spend dozens and dozens of hours trying to author your PCI policies from scratch? It’s not needed as pcipolicyportal.com offers world-class policy templates at a fraction-of-the cost of what it would take to write them yourself. Whatever the industry, we offer the very best PCI DSS policy templates found anywhere today. Email us at pci@pcipolicyportal.com to learn more.

14.  Security Awareness Documentation is Critical. Training your employees on current and emerging security threats and incidents is essential for not only meeting PCI DSS compliance, but for today’s InfoSec best practices.  Think about it, you can spend all the money in the world on next-generation security tools and solutions, but they are meaningless without employees who don’t truly understand security issues. We offer a comprehensive security awareness training program that’s included in every one of our PCI policy packets. Visit pcipolicyportal.com today to learn more about our award-winning policy templates.

15.  Risk Assessment Materials are Essential. Performing an annual risk assessment is absolutely critical for today’s growing compliance mandates, especially PCI DSS compliance. But it’s also a best practice that every business should be performing. Think about it, don’t you want to know what risks, threats, and other issues that can impact your organization? Sure, you do, so performing a risk assessment just makes sense.

16.  Monitoring Third-Party Providers is Necessary. It’s critically important to monitor any type of external, third-party organization that’s providing essential services that could impact the safety and security of cardholder data. Think Managed Security Services (MSS) providers, data centers, software developers, independent third-party contractors, and others.  We offer industry leading documentation – comprehensive, industry leading templates – for helping both merchants and service providers put in place documented policies, procedures, and processes as it relates to third-party entities

Remember, your PCI compliance initiatives often times rely on the services of third-parties, so keep this in mind. Email us at pci@pcipolicyportal.com to learn more.

17.  Why choose pcipolicyportal.com documents. That’s easy. We have been the world leader since 2009 in offering the very best, high-quality templates for both merchants and service providers all throughout the world. Thousands of businesses have relied on pcipolicyportal.com and so can you. Need documentation – we are here to help, so visit pcipolicyportal.com today.

18.  Continuous Monitoring is Here to Stay. Once you’ve become PCI DSS compliant, you’ve then got to ensure you STAY compliant, an initiative that’s often more time-consuming than the initial compliance achievement itself. The process of staying compliant means you’ll have to employ continuous monitoring initiatives – assessing, testing, and making necessary changes to your policies, procedures, and processes.

As the world leader for PCI DSS compliance, pcipolicyportal.com can help as we offer the very best tools, templates, and checklists for staying PCI DSS compliant.  Nobody has an army of compliance officers for keeping you compliant 24/7, so think strategically in how this will work out. We can help! Email us today at pci@pcipolicyortal.com to learn more.

19.  Where to Begin? Start at pcisecuritystandards.org in learning about all the relevant mandates for PCI DSS compliance. Additionally, call us anytime for a free consultation on the merits of PCI compliance.

20.  What to Expect in the Future for PCI DSS compliance? More changes. More security requirements. More cybersecurity requirements. Welcome to the world of regulatory compliance where PCI DSS is now firmly entrenched into millions of businesses all throughout the world, and it’s not going away!

21.  Why Policies and Procedures are so Incredibly Important. At pcipolicyportal.com, we’re often asked what’s the most demanding and time-consuming element of compliance with the Payment Card Industry Data Security Standards (PCI DSS). Surprising to many clients and prospects is what we tell them: Documentation – specifically – developing all necessary information security policies and procedures.

We’ve seen companies spend dozens upon dozens of hour writing policies and procedures, so we knew there had to be a better way – and there is – so use our documentation and save time and money! Whatever the industry or sector you’re in, pcipolicyportal.com has the very best policies, procedures, security awareness training materials, risk assessment documents – and more – for ensuring rapid PCI DSS compliance. Visit pcipolicyportal.com to learn more today.

 

 

 

 

PCI Compliance, Certification, Consultant Los Angeles, CA – SAQ Help, Policies

Materdei Consulting, LLC is Los Angeles’ leading provider of PCI DSS compliance, certification, and consulting services for merchants and service providers seeking much-needed assistance with the Payment Card Industry Data Security Standards (PCI DSS) framework. Need help with PCI compliance, but not sure where to start? Feel overwhelmed with the complexities of the PCI DSS framework, particularly all the security and technical requirements? Need assistance in developing PCI policies and procedures? Whatever your PCI DSS needs are, we can help, as we offer fixed-fee PCI DSS compliance, certification, and consultant services for Los Angeles, CA businesses.

Download PCI Policy Packet Today for Rapid Compliance

One of the most time-consuming and arduous processes to undertake for PCI compliance is developing all the necessary documentation – policies, procedures, checklists, and more. Businesses fail to recognize both the importance and the amount of time it takes in authoring PCI policies and procedures, and its why companies all throughout Los Angeles, CA – and the world – have turned to pcipolicyportal.com since 2009 for the very best compliance templates.

You can now relax and take a deep breath knowing you don’t have to spend hundreds of hours and thousands of dollars on PCI policy creation – our PCI Policy Packets do all the work! Just think, one of the most demanding and time-consuming aspects of PCI compliance is now achievable with the high-quality PCI Policy Packets from pcipolicyportal.com.

Policy Packets for SAQ Compliance

We offer PCI policies and procedures for both onsite assessments by a Payment Card Industry Qualified Security Assessor (PCI-QSA), along with policy packets for the following PCI DSS Self-Assessment Questionnaires (SAQ):
• SAQ A
• SAQ A-EP
• SAQ B
• SAQ B-IP
• SAQ C
• SAQ C-VT
• SAQ P2PE-HW
• SAQ D for Merchants
• SAQ D for Service Providers

Los Angeles’ Leading Provider of PCI Compliance Certification Services

Businesses in Los Angeles storing, processing, and transmitting credit card information must become PCI compliant – there’s no debate on this – but what’s up for debate is how companies should go about PCI compliance. Should they “go it alone” and hope for the best? Should they hire an expert consultant who provides fixed-fee pricing to both Los Angeles merchants and service providers – if so – then contact us today at pci@pcipolicyportal.com, or call us at 424-274-1952. When it comes to providing a full lifecycle of PCI DSS services and solutions, Materdei Consulting, LLC offers the following:

PCI DSS Scoping & Readiness Assessments: As a merchant or service provider in Los Angeles, you’re fully aware that becoming PCI compliant is a mandate if you store, process, and transmit cardholder data, so do you need assistance in beginning the process? More specifically, are you looking for much-needed guidance on issues relating to PCI scope, policies and procedures, security tools to implement, and much more? If so, then performing a PCI DSS scoping & readiness assessment from Materdei Consulting, LLC is a wise choice.

We’ll help you understand the entire PCI framework, identify critical gaps and deficiencies within your control environment, put in place a workable, scalable roadmap for remediation – ultimately guiding you down the path of compliance. We’ve assisted hundreds of businesses all throughout North America, so contact us today at pci@pcipolicyportal.com, or call us at 424-274-1952 to learn more. Spending time on pre-assessment activities helps ensure long-term success for PCI in terms of money and hours spent. Doing PCI compliance the right way begins by using the experts today at Materdei Consulting, LLC.

Policy Packets & Writing Services: We offer the world’s leading PCI policies and procedures, documentation exhaustively researched and written by compliance professionals for ensuring you’re getting the very best, high-quality materials found anywhere today.

SAQ Help: The vast majority of all businesses in Los Angeles can get away with self-assessing with PCI compliance by completing one of the numerous PCI DSS Self-Assessment Questionnaires (SAQ) found online at pcisecuritystandards.org. The problem, however, with self-assessing is that it’s a little misleading, an “easier said than done” scenario that often results in huge challenges for merchants and service providers. Why? Because the SAQ documents can be very technical, causing many businesses to become frustrated as they fail to grasp the true intent of the various PCI mandates.

Don’t let this happen to your business. Call the PCI SAQ experts today at Materdei Consulting, LLC at 424-274-1952 and get the advice you need. For a fixed-fee, we’ll help you complete your SAQ document, walking you through all the material and taking the time to explain each of the mandates, what they mean, what needs to be in place for compliance, and much more.

Need PCI SAQ help in Los Angeles? Contact us Today

Don’t let your PCI SAQ process turn into an operational and financial nightmare, get help now from Los Angeles’ PCI DSS experts at Materdei Consulting, LLC. And if you’re being required to comply with SAQ A-EP or SAQ D, then be prepared to spend a tremendous amount of time on compliance, as these two SAQ’s are the most demanding and lengthy in terms of number of requirements.

Houston, TX PCI SAQ Compliance, Certification, & Consulting – Fixed Fees

Are you a business in Houston, TX and need PCI SAQ compliance, certification, and consulting services from a proven, trusted provider? Looking for guidance on how to implement and complete PCI compliance with the mandated Self-Assessment Questionnaires (SAQ)? Whatever issues, challenges, and concerns you may have with the Payment Card Industry Data Security Standards (PCI DSS) framework, Materdei Consulting, LLC can help. As the world’s leading provider of PCI Policy Packets and compliance documents for PCI DSS, we also offer high-quality, fixed-fee consulting services for helping Houston, TX merchants and service providers become PCI DSS compliant.

Fixed Fees. Superior PCI Service. Industry Expertise. That’s Who We Are!

Forget about the nightmarish stories you’ve heard about PCI DSS compliance, getting it done right the first time is without question achievable, so long as you’re working with proven professionals with years of experience, and that’s what we offer. Visit us today at pcipolicyportal.com to learn more about our products, services, and solutions for your business. Whatever your PCI needs are, from an initial scoping & readiness assessment to assistance in completing any number of the SAQ documents, Materdei Consulting, LLC can help you every step of the way. Email us today at pci@pcipolicyportal.com and let us know how we can help you.

PCI DSS Scoping & Readiness Assessments

Thousands of Houston, TX merchants and service providers need to become compliant with the Payment Card Industry Data Security Standards, that’s not up for debate. Yet many companies struggle in terms of where to begin, how to become compliant, and where to find help. We’ve been helping Texas businesses for more than a decade with PCI DSS compliance, and we can tell you that from experience, beginning with a PCI DSS scoping & readiness assessment is absolutely the best first-step to take.

Why? Because when done correctly, a PCI DSS scoping & readiness assessment helps define audit scope, determines what gaps and deficiencies exits, while also putting in place a realistic and actionable roadmap for becoming PCI DSS compliant. When done properly, a PCI DSS scoping & readiness assessment yields measurable results when it comes to saving both time and money. Email us today at pci@pcipolicyportal.com and let us know how we can help you.

PCI DSS Policies and Procedures Packets

Documentation is one of the most demanding aspects of becoming PCI DSS compliant, and it’s why Materdei Consulting, LLC has been hard at work for more than a decade in developing the world’s leading set of PCI DSS policy templates and toolkits. Available for instant download, the PCI DSS documentation is easy-to-use, and implement, saving you thousands of dollars and dozens of hours.

PCI DSS Policy Writing Services

Writing PCI policies and procedures for compliance with the Payment Card Industry Data Security Standards (PCI DSS) provisions is one of the most taxing and time-consuming aspects of actually becoming PCI compliant. Want to save dozens of hours in authoring policies and procedures – then look to the experts at pcipolicyportal.com, as we’ve helped literally hundreds of clients all throughout North America – and the globe – in authoring PCI policies and procedures for their businesses.

No task is too big – or to small – when it comes to writing policies and procedures, so contact us today at pci@pcipolicyportal.com to lean more. And remember, if you don’t want to hire us to author your PCI policies – not a problem – you can always purchase our award-winning PCI policy templates today at pcipolicyportal.com. Since 2009, we’ve been the unquestioned global leader in helping businesses all throughout the world meet demanding documentation reporting requirements for PCI DSS.

PCI DSS SAQ Help

Luckily, the vast majority of merchants and service providers in Houston seeking to become PCI DSS compliant can do so by using any number of the Self-Assessment Questionnaires (SAQ). However, easier said than done, and some of the SAQ’s are quite difficult to complete on their own, often requiring expert assistance.

PCI DSS QSA Level 1 Onsite Assessments

There are times when Houston merchants and service providers will have to go through an actual Level 1 PCI DSS assessment by a Payment Card Industry Qualified Security Assessor (PCI-QSA). If that’s you, then know that pcipolicyportal.com stands ready to assist, offering fixed-fees, superior service, and an efficient auditing process from beginning to end. We work with some of the biggest and most complex environments in Houston when it comes to PCI DSS compliance, so contact us today at pci@pcipolicyportal.com to learn more. Fixed Fees, superior service, audit knowledge second-to-none, that’s pcipolicyportal.com.

PCI DSS Penetration Testing

Penetration testing is also a requirement for Houston businesses seeking to become PCI DSS compliant, and pcipolicyportal.com offers industry leading, fixed-fee network penetration testing services. The rigors of PCI DSS reporting now require penetration testing to be performed twice a year, so contact us today at pci@pcipolicyportal.com to learn more about our network penetration testing services for PCI DSS compliance. pcipolicyportal.com has been serving Houston businesses since 2009, offering the very best in terms of compliance tools and reporting.

Proven 11 Step Process for PCI DSS Compliance with Amazon AWS EC2

pcipolicyportal.com – the unquestioned global leader in cloud security policy documents for PCI DSS compliance, and providers of the industry leading Cloud Computing & SaaS PCI Policy Packet Compliance Toolkit for businesses operating the Amazon AWS environment – offers up our own 11 step-process for helping businesses become compliant with the PCI DSS standards while utilizing the Amazon AWS EC2 cloud. More and more businesses are shifting to the cloud – and understandably so, as reduced costs and increased efficiencies can be had – but it’s also important to remember that PCI DSS compliance is a must, so follow our 11-step process:

Read More

PCI DSS Compliance, Certification, QSA for Texas Merchants & Service Providers

pcipolicyportal.com offers industry leading PCI DSS compliance reporting and certification services for merchants, service providers, and other businesses located throughout Texas. From Austin to Dallas, Houston, San Antonio, and other surrounding areas, the PCI DSS compliance experts at NDB offer superior service along with fixed-fee pricing for Texas businesses.

Contact us today at pci@pcipolicyportal.com to learn more.

8 Things to Know About PCI Compliance for Texas Businesses

Compliance for Texas entities in regards to the Payment Card Industry Data Security Standards (PCI DSS) can be an incredibly expensive and time-consuming endeavor – but it shouldn’t be – particularly if you have a sound understanding of PCI, the roadmap to follow, and an able team of experts assisting you every step of the way.

Knowing where to start in terms of PCI DSS compliance is just as important as obtaining certification, so here’s what Texas businesses located in Austin, Dallas, Houston, San Antonio – and all surrounding areas – need to know when it comes to PCI compliance:

1. Start with a PCI DSS Scoping & Readiness Assessment: New to PCI DSS compliance and not sure where to start? Have questions you need answered regarding scope, documentation, and the endless technical and security requirements regarding PCI DSS compliance? All signs point to a PCI DSS scoping & readiness assessment, which pcipolicyportal.com offers for fixed-fees.

Brief, inexpensive and incredibly insightful, our PCI DSS scoping & readiness assessments are essential for understanding important facets of the Payment Card Industry Data Security Standards (PCI DSS) mandates. Contact us today at pci@pcipolicyportal.com to learn more about our PCI services for businesses located in Austin, Dallas, Houston, San Antonio, and all surrounding areas.

2. Remediate all Gaps and Deficiencies: One of the most important reasons for actually performing a PCI DSS scoping & readiness assessment is determining what gaps and deficiencies exist in one’s control environment, but more importantly, how to go about actually correcting such issues. Keep one thing in mind – every business (and we mean every business) – will require some element of remediation to be performed, and that’s because no organization has a picture-perfect control environment.

From missing policies to poorly configured information systems, expect to spend time on essential remediation issues.

3. Implement Various Operational Initiatives: Often times, merchants and service providers will need to acquire and implement a robust set of security tools that are essential for PCI DSS compliance. Examples include, but are not limited to, the following: two-factor authentication, File Integrity Monitoring, audit trails and audit logging, vulnerability scanning, and much more.

This requires time, effort, money, and patience. It also requires the expertise of a PCI-QSA who can confidently source the right tools at the right price for your organization. Pcipolicyportal.com has the expertise, so contact us today at pci@pcipolicyportal.com.

4. Perform an Annual Risk Assessment: Performing a risk assessment is a strict mandate for many merchants and service provider undergoing PCI DSS compliance. We’re often asked what type of process and supporting documentation is needed to ensure a valid risk assessment initiative has been performed. Luckily, there’s quite a bit of flexibility on what constitutes a risk assessment, and with that said, pcipolicyportal.com offers an easy-to-use, comprehensive, and industry leading risk assessment template that’s available for instant download today with our industry leading PCI DSS Policy Toolkits & Templates.

You don’t need to spend thousands of dollars and dozens of hours on a risk assessment, just use our industry leading template and you’re good to go. Yes, it’s really that easy! Learn more at pcipolicyportal.com today, or contact us at pci@pcipolicyportal.com today.

5. Find a Competent Consultant: We’ve been performing audits and assessments for years all throughout Texas in helping merchants and service providers become compliant. It means we have years of expertise in all avenues of PCI DSS compliance. We’ve seen it all and heard it all in terms of the PCI DSS landscape, so we can guide you in the most efficient and cost-effective manner.

6. Put in place a Vulnerability Scanning Solution: The vast majority of merchants and service providers in Texas will need to perform quarterly vulnerability scans for both in-scope internal and external IPs.

7. Understand the Importance of Policies and Procedures: Documentation is one of the most fundamentally important elements of becoming – and maintaining – PCI DSS compliance. pcipolicyportal.com offers the very best PCI DSS policy packets found anywhere in the world, so visit us on the web today.

8. Know that PCI is a Moving Target: PCI DSS compliance is never one-and-done, not at all. You need to ensure you policies, procedures, and processes are maintained, functioning as designed, and reviewed on a regular basis. Call it PCI continuous monitoring.

PCI QSA Compliance, Certification, Consultant Los Angeles, CA – SAQ Help, Policies

Materdei Consulting, LLC is Los Angeles’ leading provider of PCI DSS compliance, certification, and consulting services for merchants and service providers seeking much-needed assistance with the Payment Card Industry Data Security Standards (PCI DSS) framework.  Need help with PCI compliance, but not sure where to start?  Feel overwhelmed with the complexities of the PCI DSS framework, particularly all the security and technical requirements?  Need assistance in developing PCI policies and procedures?

Whatever your PCI DSS needs are, we can help, as we offer fixed-fee PCI DSS compliance, certification, and consultant services for Los Angeles, CA businesses. We also offer Level 1 onsite assessments by a PCI-QSA. Email us at pci@pcipolicyportal.com to learn more.

            Download PCI Policy Packet Today for Rapid Compliance

One of the most time-consuming and arduous processes to undertake for PCI DSS compliance is developing all the necessary documentation – policies, procedures, checklists, and more.  Businesses fail to recognize both the importance and the amount of time it takes in authoring PCI policies and procedures, and its why companies all throughout Los Angeles, CA – and the world – have turned to pcipolicyportal.com since 2009 for the very best compliance templates.

You can now relax and take deep breath knowing you don’t have to spend hundreds of hours and thousands of dollars on PCI policy creation – our PCI Policy Packets do all the work!  Just think, one of the most demanding and time-consuming aspects of PCI compliance is now achievable with the high-quality PCI DSS Policy Packets from pcipolicyportal.com.

Policy Packets for SAQ Compliance

We offer PCI policies and procedures for both onsite assessments by a Payment Card Industry Qualified Security Assessor (PCI-QSA), along with policy packets for the following PCI DSS Self-Assessment Questionnaires (SAQ):

  • SAQ A
  • SAQ A-EP
  • SAQ B
  • SAQ B-IP
  • SAQ C
  • SAQ C-VT
  • SAQ P2PE-HW
  • SAQ D for Merchants
  • SAQ D for Service Providers

Los Angeles’ Leading Provider of PCI Compliance Certification Services

Businesses in Los Angeles storing, processing, and transmitting credit card information must become PCI compliant – there’s no debate on this – but what’s up for debate is how companies go about PCI compliance. Should they “go it alone” and hope for the best?  Should they hire an expert consultant who provides fixed-fee pricing to both Los Angeles merchants and service providers – if so – then contact us today at pci@pcipolicyportal.com, or call us at 424-274-1952.  When it comes to providing a full lifecycle of PCI services and solutions, Materdei Consulting, LLC offers the following:

PCI DSS Scoping & Readiness Assessments:  As a merchant or service provider in Los Angeles, you’re fully aware that becoming PCI compliant is a mandate if you store, process, and transmit cardholder data, so do you need assistance in beginning the process? More specifically, are you looking for much-needed guidance on issues relating to PCI scope, policies and procedures, security tools to implement, and much more?

If so, then performing a PCI DSS scoping & readiness assessment from Materdei Consulting, LLC is a wise choice.  We’ll help you understand the entire PCI framework, identify critical gaps and deficiencies within your control environment, put in place a workable, scalable roadmap for remediation – ultimately guiding you down the path of compliance.

We’ve assisted hundreds of businesses all throughout North America, so contact us today at pci@pcipolicyportal.com, or call us at 424-274-1952 to learn more.   Spending time on pre-assessment activities helps ensure long-term success for PCI in terms of money and hours spent.  Performing PCI compliance the right way begins by using the experts today at Materdei Consulting, LLC.

Policy Packets & Writing Services:  We offer the world’s leading PCI policies and procedures, documentation exhaustively researched and written by compliance professionals for ensuring you’re getting the very best, high-quality materials found anywhere today.

SAQ Help: The vast majority of all businesses in Los Angeles can get away with self-assessing with PCI compliance by completing one of the numerous PCI DSS Self-Assessment Questionnaires (SAQ) found online at pcisecuritystandards.org.  The problem, however, with self-assessing is that it’s a little misleading, an “easier said than done” scenario that often results in huge challenges for merchants and service providers.

Why? Because the SAQ documents can be very technical, causing many businesses to become frustrated as they fail to grasp the true intent of the various PCI mandates.

Level 1 Onsite PCI-QSA Audits: Do you need an actual Level 1 onsite assessment signed off by a Payment Card Industry Qualified Security Assessor, commonly known as a PCI-QSA? If so, then contact us today at pci@pcipolicyportal.com.  We are one of Southern California’s most well-known and well-respected providers of onsite PCI-QSA assessments.  As with all of our services, we offer fixed-fees, comprehensive supporting tools and documentation, and much more.

We’ve been helping merchants and service providers all throughout the Los Angeles, Orange County and San Diego area for years with Level 1 onsite PCI-QSA assessments, so contact us today at pci@pcipolicyportal.com to learn more.

Don’t let this happen to your business.  Call the PCI SAQ experts today at Materdei Consulting, LLC at 424-274-1952 and get the advice you need.  For a fixed-fee, we’ll help you complete your SAQ document, walking you through all the material and taking the time to explain each of the mandates, what they mean, what needs to be in place for compliance, and much more.

Need PCI SAQ help in Los Angeles? Contact us Today

Don’t let your PCI SAQ process turn into an operational and financial nightmare, get help now from Los Angeles’ PCI DSS experts at Materdei Consulting, LLC.  And if you’re being required to comply with SAQ A-EP or SAQ D, then be prepared to spend a tremendous amount of time on compliance, as these two SAQ’s are the most demanding and lengthy in terms of number of requirements.

 

PCI DSS QSA Auditors, Assessors – Austin, TX – Fixed Fees

pcipolicyportal.com, North America’s leading provider of PCI DSS compliance and consulting services and solutions, offers comprehensive PCI QSA auditing and assessor services for merchants and service providers in Austin, TX. The Lone Star State is booming like never before – especially Austin in terms of economic growth – and with such growth comes with it huge compliance reporting demands.

Thousands of merchants and service providers in and around Austin, TX need to become PCI DSS compliant, so turn to the proven and trusted experts today at pcipolicyportal.com.

We offer the following PCI DSS services to Austin businesses:

PCI DSS Scoping & Readiness Assessments: New to the world of PCI DSS compliance? Unsure of where to begin in terms of compliance? PCI DSS can be an incredibly taxing and cumbersome process, all the more reason for beginning with a much-needed PCI DSS scoping & readiness assessment. Our proven and seasoned auditors will help your organization define scope, assess gaps and deficiencies within your control environment, and put in place a plan-of-action with achievable milestones for PCI DSS success.

Becoming PCI DSS compliant doesn’t have to be an arduous, time-consuming process, not when you begin with a PCI DSS Scoping & Readiness assessment from pcipoliyportal.com.

Information Security Policy Writing: A large part of becoming – and staying – compliant with the Payment Card Industry Data Security Standards (PCI DSS) framework is having developed all the required information security policies and procedures. PCI DSS is a big documentation exercise, make no mistake about it. Sure, it’s a very technical assessment, but you’ll need to have up to fifty (50) different stand-alone policies and procedures to meet the overall intent and rigor of the current PCI DSS framework.

We have them. In fact, we’ve been developing PCI DSS policies since 2009, making us the longest – and largest – provider of PCI documentation to businesses all throughout the world.

For Austin merchants and service providers, this means you’re in good hands when it comes to PCI DSS policies. From SAQ-A to full-blown Level 1 onsite assessments – and everything in between – we have the necessary documentation you need for becoming PCI compliant. Email us at pci@pcipolicyportal.com to learn more about our services for Austin businesses. All of our PCI policy templates and toolkits are available for instant download today.

Technical/Security Remediation: Many of the actual PCI DSS requirements needed for remediation are technical in nature, meaning you may find yourself spending considerable time – and money – in re-configuring system components, along with acquiring and implementing the necessary security solutions. Often times, merchants and service providers will find themselves re-configuring servers to industry standards, writing stronger firewall rules, enhancing password complexity rules, and much more.

And there’s also the need for purchasing numerous security tools and solutions, such as File Integrity Monitoring (FIM), intrusion detection systems, vulnerability scanning tools, and more. Seems overwhelming, but pcipolicyportal.com can assist in all aspects of technical remediation. We can find the right solutions and the right price for your business, so contact us today at pci@pcipolicyportal.com to learn more.

Security Awareness Training: One of the best measures Austin businesses can take for helping promote workplace awareness for security issues and threats is none other than security awareness training. It’s cost-effective, easy-to-implement, and it’s also a strict requirement for complying with the Payment Card Industry Data Security Standards (PCI DSS). We offer comprehensive PCI DSS security awareness solutions and programs for Austin merchants and service providers, so contact us today to learn more.

Risk Assessments: Performing an annual risk assessment is a strict requirement for many merchants and service providers having to become PCI DSS compliant. Yet performing a risk assessment can be an arduous process, thankfully now made easy by our industry leading documentation that includes comprehensive risk assessment templates. Within just a few short hours, you can quickly and easily document all relevant risks to your internal controls.

Our PCI Policy Packets contain essential risk assessment documents for helping you save both time and money, while also becoming PCI DSS compliant.

Penetration Testing: The vast majority of merchants and service providers that have to become PCI DSS compliant also have to undertake an annual penetration test, and actually, twice a year. This can be an expensive and time-consuming process, so talk to the pen test experts at pcipolicyportal.com today to learn more about our penetration testing services and solutions for Austin, TX businesses.

QSA Assessments: Many Austin businesses will have to undertake an annual PCI DSS compliance audit via an onsite assessment – known as a Level 1 audit – by a Payment Card Industry Qualified Security Assessor (PCI-QSA). Onsite assessments are dreaded by many companies – and understandably so – as they can be incredibly time-consuming, challenging, and costly.

Want to save thousands of dollars and hundreds of man-hours, then contact us today at pci@pcipolicyportal.com to learn more about a proven, affordable, and scalable solutions for onsite assessments.

Additional Services: pcipolicyportal.com also provides in-depth, fixed-fee pricing for penetration testing, which is a strict mandate under Requirement 11 of the PCI DSS standards. Such testing is often season as time-consuming – and expensive – yet we have a proven methodology in place for saving both time and money. Additionally, we can help set your business up with a proven, reliable, and cost-effective vulnerability scanning provider also.

Denver, CO PCI DSS QSA Assessors and Certification for Compliance

Looking for assistance with PCI DSS compliance and reside in the greater Denver metropolitan area, then contact the Payment Card Industry Data Security Standards experts today at pcipoliycportal.com by emailing us at pci@pcipolicyportal.com. Our expert staff of individuals have years of real world experience in performing high-quality, fixed fee assessments for businesses all throughout the Denver, CO area.

Denver, CO PCI DSS QSA Assessors and Certification for Compliance

Denver – and many of its surrounding cities, such as Boulder – are technology hotbeds, places where companies are developing next generation products and services for today’s world. Yet with such excitement, don’t forget about the need for comprehensive compliance requirements, particularly when it comes to the Payment Card Industry Data Security Standards (PCI DSS) mandates. The rigors of PCI compliance are well-known, so turning to a trusted advisor – such as pcipolicyportal.com – is a smart move indeed.

Our Denver, CO PCI DSS QSA Services include the following:

PCI Readiness Assessment: It’s critically important to identify essential scope issues for the cardholder data environment, along with identifying missing policies, procedures, and other essential items. The ability to actively identity, remediate, and implement all mandated documentation and processes is absolutely critical for PCI DSS compliance. Getting it right the first time in terms of PCI compliance is absolutely critical, so it’s important to conduct a PCI readiness assessment.

Merchants and service providers in the Denver area that opt out of performing a PCI DSS scoping & readiness assessment ultimately find considerable challenges and roadblocks ahead as the overall assessment process was not properly scoped. Spending a few extra dollars on the front-end for PCI DSS compliance will save you thousands of dollars in the long run – trust on this one.

PCI DSS SAQ Documents: Thankfully, most merchants and service providers throughout North America can comply with the Payment Card Industry Data Security Standards via any number of the PCI Self-Assessment Questionnaires (SAQ). However, choosing the right questionnaire can be difficult, along with completing it in its entirety, and that’s where pcipolicyportal.com can assist. We have years of experience working with businesses all throughout the country in helping successfully complete their PCI SAQ Documentation, so contact us today at pci@pcipolicyportal.com.

What’s interesting to note about the entire SQA process is that the phrase “self-assessment” is often misleading – why – because two of the PCI DSS SAQ’s – SAQ A-EP and SAQ D – are incredibly long and complicated, ultimately requiring businesses to seek help from an expert. In fact, it’s fair to say that the amount of time and energy needed for complying with SAQ A-EP and SAQ D is similar to a formal Level 1 assessment performed by a Payment Card Industry Qualified Security Assessor (PCI-QSA).

Documentation Experts: pcipolicyportal.com provides industry leading PCI DSS information security policies and procedures templates, forms, checklists – and other supporting material – for helping Colorado businesses become compliance with PCI DSS. While the Payment Card Industry Data Security Standards are often looked upon as a very technical mandate, don’t forget about the importance of documentation, and its why businesses turn to pcipolicyportal.com, as we provide the very best, easy-to-use PCI templates for enabling rapid compliance. The amount and time needed for developing PCI DSS specific information security policies and procedures can be absolutely staggering indeed, and it’s why Colorado businesses – and thousands of companies all throughout the world – have turned to us since 2009 as we provide high-quality, comprehensive, and easy-to-use templates.

QSA Assessments: Many Colorado businesses have to fulfill annual PCI DSS compliance via an onsite assessment – known as a Level 1 audit – by a Payment Card Industry Qualified Security Assessor (PCI-QSA). Onsite assessments are dreaded by many companies – and understandably so – as they can be incredibly time-consuming, challenging, and costly. Want to save thousands of dollars and hundreds of man-hours, then contact us today at pci@pcipolicyportal.com to learn more about our proven, affordable, and scalable solutions for onsite assessments.

Additional Services: pcipolicyportal.com also provides in-depth, fixed-fee pricing for penetration testing, which is a strict mandate under Requirement 11 of the PCI DSS standards. Such testing is often seasonal as time-consuming – and expensive – yet pcipoolicyportal.com has a proven methodology in place for saving both time and money, contact us today at pci@pcipolicyportal.com to learn more. Additionally, we can help set your business up with a proven, reliable, and cost-effective vulnerability scanning provider also.

Denver, CO PCI DSS QSA Assessors and Certification for Compliance

The time and effort associated with regulatory compliance just continues to grow for businesses all throughout Colorado, which means more time, energy, and money spent on the like of PCI DSS compliance. It’s therefore imperative to work with a firm that provides scalable, efficient, fixed-fee pricing for PCI compliance, and that’s pcipolicyportal.com.

Think PCI DSS compliance can be a challenge – trying doing it all alone, by yourself – as a number of companies have, and they’ve also faced steep challenges. Hiring an expert, such as the professionals from pcipolicyportal.com, is a move in the right direction. With fixed-fees and high-quality consulting services, pcipolicyportal.com can help get Denver, CO merchants and service providers compliant in no time at all.

Charles Denyer – National Security, Cybersecurity/Information Security Expert, Author, Speaker

Materdei Consulting, LLC/dba: pcipolicyportal.com is honored to have Charles Denyer serve as an advisory role for cybersecurity and information security to our organization.

Charles Denyer is Senior Managing Partner at NDBGovSec, a firm specializing in national security critical infrastructure protection, information security & cybersecurity for U.S. and EU based organizations. He is a noted author and speaker with publications focusing on national security, cybersecurity, historical and emerging geopolitical issues.  Recipient of Master of Information & Telecommunications Systems from the Johns Hopkins University, Master of Nuclear Engineering from the University of Tennessee at Knoxville, and a BA from the University of Texas at Austin. Learn more at charlesdenyer.com.

Charles Denyer
Charles Denyer, Washington, D.C. 2018

PCI DSS Compliance – What you CAN and CANNOT Store Re: Cardholder Data and Sensitive Authentication Data (SAD)

Regarding Payment Card Industry (PCI) Data Security Standards (DSS) compliance, commonly known as PCI DSS, there’s seems to be some confusion at times as to what CAN and CANNOT be stored. The PCI DSS standards are actually quite clear on this, so here they are. The following information CAN be stored for purposes of complying with PCI DSS:

  • The Primary Account Number (PAN)
  • Cardholder Name
  • Service Code
  • Expiration Date

Please keep in mind, though you are permitted to store this information, it needs to be “protected”. How so? By ensuring the PAN is rendered unreadable, by methods such as encryption, hashing or truncating.

What Merchants/Service Providers Should NOT Store – Sensitive Authentication Data (SAD)

Regarding PCI DSS compliance, the following is a list of information which should NOT be stored (however, there are exceptions, which we’ll discuss):

  • Full Magnetic Stripe/Track Data (Track 1 and Track 2)
  • CID, CAV2, CVC2, and CVV2 codes
  • Pin and Pin Block

The exceptions to this are simply the following: If there is a compelling and justified business reason for storing this data, then it may be permitted. Careful consultation with a Qualified Security Assessor (QSA) can help you answer this question.

And lastly, don’t confuse the “service codes” with the “CID, CAV2, CVC2, and CVV2 codes”, which seems to happen quite often. Remember, the “service code” is actually the 3 or 4 digit number on the magnetic-stripe that specifies the acceptance requirements and limitations for magnetic-stripe read transactions. In short, it’s imbedded on the magnetic stripe on the track data, typically known as Track 1 data (you can store that, it’s allowed). The CID, CAV2, CVC2, and CVV2 codes are displayed on the cards either on the front or the back.

To learn more about the Payment Card Industry Data Security Standards and becoming PCI DSS compliant, please contact us today at pci@pcipolicyportal.com.

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